Profit Simulator

See your credit reports priced three ways, built from three answers.

Tell us how your operation runs. We price the Inclusive and Exclusive bundles and Closed Loan Pricing side by side, so you can compare a familiar per-file model against paying only for loans that close.

1 About your operation

Two questions about volume.

Everything else is pre-set to industry-typical values. Your invoiced pricing is always confirmed from your actual activity summary.

Industry-typical estimate. Edit if you know your number.
Used only for your ROI and savings figures. Never changes your pricing.
2 How do you run your files?

One choice that shapes everything below.

This sets your file workflow for the bundles and your Closed Loan Pricing path in one step.

SoftQualify Plus soft prequal

Prequalify with a soft-inquiry tri-merge with trended data, submittable for pricing. No score impact, no trigger leads.

The pre-close hard pull is your loan-quality check (LQI). i
SoftQualify Plus includes trended data, which lenders and the GSEs require when the report is submitted for pricing or underwriting. A hard tri-merge is pulled just prior to closing to satisfy bureau requirements, and that pre-close hard pull serves as your loan-quality check (LQI); no Refresh report or Undisclosed Debt Monitoring applies on this path.

Tri-merge on every file

Run the full hard-pull tri-merge from the first touch. Simple, familiar, and every file starts underwriting-ready.

Your loan-quality check (LQI) defaults to Refresh report, adjustable after unlock. i
On the tri-merge path you elect one loan-quality check (LQI) at closing: Refresh report, Undisclosed Debt Monitoring, or manual closed-loan reporting via MCL/CSV (approval required). One or the other, never both. You adjust it after you unlock your pricing.
Prequalifying without GSE or lender submission? Standard SoftQualify without trended data is available; we set that up with you at onboarding.
What you're about to unlock

Significantly more than a price list.

Behind the verification: your pricing for every program at your volumes. The Inclusive and Exclusive bundles price per file, in Individual and Flat form. Closed Loan Pricing is priced by outcome, per closed loan: a small prequal fee up front, the balance only for loans that actually close, and with SmartPay, borrowers cover the prequal fee where permitted, taking your out-of-pocket before closing to zero.

Plus your full profit report with a 12-month projection, live tuning of every setting with prices that move as you adjust, and your personalized Portfolio, including the complete service schedule with full ancillary product pricing, ready for your whole team to evaluate.

Projected added profit, per year
—
In plain terms: new profit from about — recovered closings a month, plus what you stop paying out of pocket. Tune every assumption after you unlock.
Your Return on Investment (ROI)
—
returned for every dollar you invest in credit reporting with us
Includes — in recovered closing profit and — you stop paying out of pocket.
Our services don't cost, they earn.

Figures above are projections on industry-typical assumptions you can tune after you unlock.

Verify now, not at application: upload an activity summary or three months of statements and we price from actuals.

Verify below to see the pricing that gets you there.

3 Unlock your pricing

Verify once. See all your pricing and your full profit report.

One quick email verification. Your pricing and your full report are ready.

We use your email once, to verify you. Actual invoiced pricing is confirmed from your activity summary billing statement at onboarding.
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Questions? Real people, standing by.

Our team is available 8:30AM to 7PM ET to walk through your numbers, your file mix, or anything about the program. Or ask Jarvis, our on-site assistant, any time, day or night.

Talk to our team Ask Jarvis

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Powered by the Credit Technologies Pricing Engine · Success measured in loans closed.
Pricing basis: Aug 2026.